I want to know what can i do if i never pay my credit cards bills and now i would like to fix my credit?

I want to know what can i do if i never pay my credit cards bills and now i would like to fix my credit?

Related :

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Best and worst English translations of the Quran?
Please list the translator (of course) and the publisher or distributor.
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Do I still have to tip the Dominos’ delivery guy if I ordered online WITH CREDIT CARD?
I don’t have cash on me… just a little bit of change.
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Can i get a mortgage loan with a 670 credit score and a 20% down payment?

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I applied to a business that doesn’t have a business license?
I answered a job ad on good ol’ reliable, scam-free Craigslist. Long story short, the whole process of me applying was fishy. So I looked up to see if they even had a business license. They don’t. They are working out of another company’s office while THEIR office building is being built””””. I have seen no tangible evidence of this company. They are not listed in the phone book””
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“”Would I get approved for a $150,000 home loan? My annual salary is $54,080. My credit score is currently 605..””
I have about $700/per month in debt. I have some late payments on my credit history, but all are at least 10 months ago. I’m looking at houses around $150,000, but want to know how much home I can get approved for or if I can get approved at all? Thanks for all of your answers.””
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I need websites that offers loans?
I need a website no emails just a website that I could check to apply for a loan. I don’t want a payday loan or a cash advance I need a loan of about 10000 dollars.
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Auto loan payments for an 18 year old male on a new car?
How much per month would my payment be if the new car was 18000? If I took out a loan for 11000 for a newer used car, how much would the monthly payment be? I am looking for a new car and I work part time making a little less then $600 a month but I have absolutely no bills or expenses except the price of gas. The loan would most likely be from my bank and the down payment would be around $2300 maybe $4000 if my parents decide to help me.””
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“”In NJ, if my name is not on the deed or mortgage, do I have any legal right to the house if divorcing?

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What is the phone number you can call to receive a free annual credit report?
I have been working on finding the number or website for the actual free annual credit report, but all i can find is the ones that want your credit card number. i requested my credit report a few years ago over the phone and I got it in the mail for free and I am tring to do this again.””
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What will happen if I condolidate my credit card debt with my auto loan?
My bank is wanting me to take the debt from my credit card and consolidate it with my auto loan ( both from the same bank). This sounds like its too good to be true. Hopefully someone can give me some advice on this. Thanks!
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Who offers mortgages to people who have only been discharged from bankruptcy for 1 year?
I did not see a previous answer…
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Where should I go to get a good ‘bad credit car loan’?
I am 24, live in so california and I NEED A CAR. I have really bad credit, Im pretty sure its in the VeRy low 500s, I bought my last car in cash FOR 7,000 from a family member (crashed it in Dec). I work about 30 hours a week as a medical Admin assistant and Im in school. I dont own a home, I rent from a family member… but I have been at my same job for about two years now… I want to get a used car for about 9,000 to 12,000, prob an 2006 model… how can I get a loan?? Ive put in one application to a car dealership online and was denied, I’ve been hesitant to apply again until I have a better idea on Where or with what kind of co to apply with… Help! please, I really appreciate any advice! Should i try for a loan with one of those ‘bad credit auto loan’ website? if so which one? and would they lend for a 2006 model? Should I just find a car I want at used car lot and apply with them? (I got approved a couple years ago for 9,000 after putting 6,000 down but my credits got much worse since then and I definatly dont have 6,000 cash right now… maybe 2 at the most). Advice please!!!! THANKS SO MUCH! :):)””
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How long do you have to wait to reapply for a loan.?
We applyed for a loan and was turned down because are credit score was 619 but there was nothing bad that was hurting us only that we havent had a long credit history we have had it for about 2 years. but we found a house and that we would really like to have and we have two credit cards that are maxed out if we pay them off would are credit go up. and how long would it take to get your credit up 21 points. and how long do you have to wait to reapply for a loan?
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Can you drop your bandruptcy after you file.?
I have filed for bankruptcy and just found out I am going to get a settlement from an insurance co. that will pay my creditors. I don’t think it has been filed in the court system yet. Can I drop the bankruptcy?
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Best Buy credit card minimum payment ?
I keep getting different answers from people. Best Buys website says no interest for 3 years on $999 and up for tv’s. It goes on to say Required minimum monthly payment is the greater of $10 or 1% of balance plus billed finance charges plus any late fees.”””” Guy at best buy told me it isnt this way and its actually your total purchase divided by 36. I understand this is what you would have to do to pay it off but seems wrong from what is on the site. What would be the min payment for $1500? $15 or $41?? Anyone with a BB credit card statement provide some help? Thanks!””””””
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How early can I pay my auto loan bill?
I’m trying to set up automatic payments of my auto bill. It’s do on the 3rd of each month. Sometimes the date comes on a weekend and the payment wont go thru until a few days later, so I would like to make it a few days earlier. How many days early, if any should I/can I make it?””
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A week ago I got a free credit report from experian and yesterday my bank account was charged $14.50?
I did not fill out any of my bank information on the application so i am not sue how they ended up with my bank account. I have already tried calling the number provided to me by experian and all I get are machines. How do I resolve this.
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How does the credit score point system actually work?
I want to know how do they determine the credit score point system. I know what is credit and how it works. But I want to know the numbers part like if someone runs your credit report it takes off 2points from your score, another is what if your late on your payment how much does it take off then and if I have a loan for a certain amount does that mean I get a big score or a low score? I have some old accounts (5yrs old) that need to be paid off but if I do pay them off will it really make a difference on my score? Next thing you know I pay them off and then my score only goes up by 4 or 5 points or will I even get a point. What would be the purpose then? At the same time if creditors do look at my report yes it would show paid off but the history would still show that I was delinquent for 5yrs. Whose gonna want to give me a loan any ways? Basically what is the point system and how is it calculated? Let me know so I can start to repair my credit. Much thanks and I appreciate it!!!””
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Does anyboby know where can i find more information about auto loan tampa?

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Where can I find the best Mortgage calculator made in Javascript?

“I want to know what can i do if i never pay my credit cards bills and now i would like to fix my credit?

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“”I wanna know my credit score, but I don’t wanna pay for it?
is there somewhere i can get my score without paying for the info? shouldn’t i be able to access my own credit information?
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SSS maternity benefit even if I’m abroad?
I have at least 4 years of contribution until we went to US. I did not continue my contribution even as a voluntary member and I’m currently pregnant… will I be able to still get any maternity benefits?
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How can i check my credit report and manage my debts for free?
In Australia
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“”Auto Loan , I want good advice from u people regarding auto loan?””
I am a first time car buyer and am looking to get a auto loan for a used car for about $10,000 preferable from a private seller. I applied and have been turned down by PeopleFirst.com, E-Loan.com, and Lending Tree. I don’t know what’s the best way for me to get a auto loan because this my first time. Should I try banks? I want to buy a used car from a private seller, but if my chances are high on getting a loan from a dealership then I will try that also. I only make about $960 a month because I am a student, 22 years old, and have a part time job. The type of car I am looking for is a used 1994 and up Acura Integra. Because of my age and status I am prepared for a high interest rate. I am just hoping I don’t have to put down a large down payment. Thanks for any info and help.””
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Can you get aproved for a morg. or home loans with a credit score of 580?
I want to try and apply for a first time buyers mortgage to get a home that is price 70–80 thousand, my credit score is 580…my husband has a good paying full time job and i am a homemaker at the moment and a student…..will i qualify?””
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What are the best arguments to negotiate incentives with new home builders?
we all know the market is still slumping, what are the best points to present to ask for discounts, incentives etc…on a new home purchase from a home builder?””
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I need a loan IMMEDIATELY?
I am need of a loan immediately and I am not looking for a payday loan. I don’t have good credit; therefore, what would be the best site for me to seek assistance? I have a steady job and I am able to pay back the loan. I am not asking for handouts; I just need a fresh start. Please I need this small loan to complete my nursing degree. Please no scammers. Thank you and I look forward to your feedback.””
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Online sales/offline credit card receipt?
I notice that when I order pizza from pizza hut and pay online, that I still get a credit card receipt that I need to sign from the driver. I am starting a pizzeria and my customers can pay with credit cards online. When I deliver do I need to have a credit card receipt printout for the customer to sign? If so, do I have to replicate all online credit card sales in an offline POS system?””
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How much you pay each month FOR RENT/MORTGAGE payments.?

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Where to get loans online?

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Question about getting a loan . HELP ?!?
Ok , so my friend got laid off in the past month . Then they called her back to work . Now those four weeks she should have been working equals her rent money . . Rent payment time is here and she has NOTHING ! She also has no credit and cannot do one of those payday loans because she doesn’t make enough to pay it back within the next week . However , she can pay a loan back when she gets her tax returns . Do you people know any places that can do that ?””
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How do I pay off a $2000 debt?
I am in college, looking for a job, my parents are filing for bankruptcy, and I need to pay off this debt before I can start college again. I’ve tried applying for credit cards and private loans, but they all turned me down. Please help.””
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How do you file a bankruptcy?
What is the first step?
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Where online can i get a easy and fast payday loan where they do not do employment checks or credit checks?

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Do you think it is possible for me to get an auto loan?
I put my name on a loan for my parents house which forclosed which im sure wrecked my credit, I currently pay 2 credit cards a home depot card and a gardner white furniture card, ive never been late on a payment, I own a house with no mortgage, have a job but cant claim it on any paperwork I roughly make anywhere from 1600–2000 a month, what do you think would be my best route to getting an auto loan? nothing big maybe like 7 grand””
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Can I revoke Authorization on payday loan debits?
Thru the bank? Or do I have to actually close my account?? I’m in the process of putting them into a debt consolidation program and need to know the best way to prevent them from both being debited from my account and being paid thru the program. I would really hate to have to close my bank account. That just feels shady.
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If you get preapproved for an auto loan….?
How long is the preapproval loan still available after being approved? I want to have time to find the right car for the right price.
“I want to know what can i do if i never pay my credit cards bills and now i would like to fix my credit?

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“”Anyone get out of debt fast without filing bankruptcy? If so, how did you do it?

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I just opened a new line of credit. Will it hurt to increase the limits on current credit lines?
I just applied and was approved for a $5000.00 line of credit on a Chase credit card. I want to increase my credit limits on another credit card that has been opened for three years (It was my first revolving account). The goal with all of this is to have a higher available credit to debt ratio. I pay the balance to each of my revolving accounts off in full each month. I also never charge more than 35% of the credit limit at any given time. My goal is to simply increase the credit that is available to me. However, I’m planning on being pre-qualified for a VA home loan in the next few months and don’t want to hurt my score. With that being said, would it be best to request an increase in credit for my current accounts that have been opened for a few years, or would this increase hurt my credit score more than it would help? Thanks in advance for the advice/experience. P.S. I have four revolving accounts. One has a $5000.00 limit (opened one month), another $1500 (opened three years), one for $500 (opened three and a half years). The last one is just some dinky department store line of credit for $200 (maybe just over two years old). I also have two auto loans: They are both about a year old, and I recently paid the balance down to 35% of their initial amounts.””
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Is insta loan a scam?

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“”I am looking for a payday loan site for people without a job, but with income and only a savings account?

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Are there any student loans you can claim on ch. 7 bankruptcy?
I heard that depending on the type of student loan some you CAN claim on a ch. 7 bankruptcy. IS this true and if so what kind (federal, state etc) are you allowed to claim?””
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Will I generate credit if I get a Cosigener for an auto loan?
I have a very young credit history so in order to get the vehicle I very much desire I would need to get a cosigener. I want do it by my own to generete credit on my own but the bank turned me down.
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“”Matt Williams, Torcan Financial, Westcor Credit,also Canadian Loan Centre?””
It seems that Matt Williams is the name behind the website addresses for both these companies. Don’t be fooled, their are so many advance fee loan sites out there and all they want is your hard earned money! No LOAN REQUIRES A ADVANCE FEE EVEN IF YOUR CREDIT IS THE WORST OF THE WORST! (that is why you can’t get one with a regular, legit lender) DO NOT SEND ANY COMPANY $$$ NOT EVEN IF THEY TELL YOU IT IS TO SECURE YOUR LOAN. INSTEAD CONTACT YOUR LOCAL AUTHORITIES/ RCMP AND HELP FIGHT THESE BASTARDS THAT HAVE ALREADY SCREWED SO MANY! Thanks, and maybe go seek help from credit counseling and look into seing if you can get someone to co-sign your application!””
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How can i get a credit score check. for free. for real free! no need for credit card info. or memberships. ?
that annual place is full of ****. it asked me my previous employment, and year of birth and told me i was wrong. woooooooow. i think i know what im talking about. sucks because i thought that site was going to be good that far into it. thanks any way people…””
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I need a 5k loan?
I need a $5,000.00 loan to pay for a wedding I need it withing a few weeks to start on the wedding. Im getting 30,000 in the begining of may so i can pay it back, Im 19 with a limited credit history I have 2 credit cards and i never miss a payment, im just having trouble getting this loan. The wedding is may 10th so i need to start making arangement and it is hard to do with no money. Can anyone help me or know where i can get a loan? Im on my own and dont have any family around so i dont have a co-signer.””
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Will the police show up if I used a fake credit card number?
Im 13 and I used a fake credit card number from the fake name generator online. I got this idea from youtube and thay said that it was legit and that I wouldn’t get caught. Amazon sent me an email saying that my purchase was canceled. I also deleted my account. Will the cops still come? Im so stupid?! Please help!!!!!
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Can I book a hotel room using someone else’s credit card?
I’m going travelling soon and I lost my debit card. There is not enough time to get a new one but I obviously need one to book hostel rooms etc. Is it possible to book a room with someone else’s card (my mum’s) and then show up at the hostel/hotel with just a passport?
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What’s considered a high interest rate on an auto loan?
I’m looking to buy my very first car and I’m clue less as to what a high interest rate is. I’m 19 and I’ve already managed to mess up my credit but I also have 2 kids and a husband and we need to get around. I was looking into setting my budget at around $8,000 for a nice used car but what’s considered a high interest rate…15% or 25%?? I’m really not sure because alot of sites offer calculators if you know your interest rate so I can calculate my payments.””
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“”How can I get a $5,000 loan with no collateral and very poor credit?
We need a loan ASAP. We have no collateral and really bad credit. We DO NOT want any kind of payday loan. Just a regular loan to make monthly payments on. Any suggestions?
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Titlemax auto loan?
Has anybody here ever used Titlemax to take out a loan? I’m in desperate need of a few hundred dollars and was thinking about going to Titlemax. What kind of experiences have you had with it? Is it a good idea?
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Bank auto loan questions?
I want to apply for a loan from the bank — around 5000 to get a car. I found some places the payment is only 115 a month, which I can afford. THe only problem, which brings me to my question, is do I have to have full insurance coverage on whatever car it is i get? I was thinking since I would get the money from the bank and put it on the car in full from dealer, then I wouldn’t really have to have full coverage. Do I ? anyone with experience with this? Please let me know anything there is I need to know.””
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Bad credit loan.?
I am looking for a legitimate lender for people with bad credit. I pay all my bills, but I have things in my past that I would like to pay off that are killing my credit report. Anybody have any suggestions?””
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Should I refinance my house?
Rates are pretty low right now. I owe about 46.5K, which is nothing I know. I need about 15–20 k to finish everything inside. I owe 14k on a credit card and 16.5k on my car. I’ve been also thinking about buying another house. Should I buy the other house and roll everything into one big loan? Then I could let the renters pay most of my bills. How will banks look at this move?””
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How to get out of payday loans?
After some internet research it seems I’m not alone in this problem. The worst thing is that now that I know how evil these places are, I am still in the cycle of re-loaning! I have pared down my living expenses as much as possible, and I am trying to track my spending so I don’t go overboard and keep my bank account in good condition. Does anyone have experience or advice on getting out of this mess?””
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“”I need to get a loan for like 1000, but i need more time than a payday loan. please help.?

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How to check credit score?
seems like a simple question, but googling gives me tons of agencies””””””
“I want to know what can i do if i never pay my credit cards bills and now i would like to fix my credit?

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Are there any honest jobs tat you can do from home?
I have a 9 month old daugther at home and my husband works during the day and we only have one car, I was wondering are there any jobs online that are real and not a scam and you don’t need money to start up? My husband doesn’t make a whole lott his job. Thanks! :)””
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“”Hi, Would I be eligible for a crisis loan?
I have got myself into a bit of trouble with payday loans. I wondered if i would be eligible for a crisis loan of around 300.00 because im on JSA and cannot afford to pay them. There rising to much.
“”
What is a safe and free way to get a credit report?
I have only encountered sites such as creditreport.com that force you to give them a credit card # to complete the report. Then you are automatically enrolled in some garbage. If you don’t cancel within 30 days, you’ll be charged outrageous amounts monthly. Does anyone know a way to get a 100% free & simple credit report? Without having to sign my life away?””
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What happens if you default on a payday loan?
Will they accept a payment plan in lieu of cashing your check? If not, what happens if they cash the check and it is returned? I live in Michigan.””
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Anyone know a cheap way to file bankruptcy? I really dont have money for an attorney. Advice? ?

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CIBC online banking help?
What the heck is a payee? I’m trying to pay my credit card bill but have no idea how.
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GAp credit card online site safe?
i want to make a payment online but i dont know if it s a really good site because my computer is detencting is not can somebody plz tell me the truth?
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Is there any way of getting an actual FREE credit report ?
free credit report.com makes you put in credit card information and sign up for a trial membership. that to me isn’t free. does any one know where i can get my credit score for free without all the hassle?
“”
What will happen to my van after bankruptcy?
I am planning on going bankrupt, im a self employed builder and have been for 20years, recently i done a job worth 5grand and he didnt pay me. im now set back and forced to bankruptcy. What will happen to my works van that i just recently bought?””
“”
“”So, america’s love of cash and low interest rates, has finally bit it in the backside huh?””
America’s love affair with spending money they don’t have has come back with a big fat solid bite on the backside. The credit markets are in a panic, cards like capital one are now DOUBLING the interest rates for many of their customers. The sub-prime mortgage plan has now guaranteed bankruptcies will hit a all-time record. As will foreclosures. And now, the Chinese, silent and patient until now, are beginning to wield the economic power they’ve been building up over the past few decades. They have collossal levels of cash, most of it in US funds and they know how to use it. Trust me, america has had this coming for the past little while. And I for one will sit back and laugh.””
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Where to get a one time complete credit report with scores from 3 bureaus?
I want to get a home for rent and everyone is looking to run my credits. But before I start the process, I want to run my own credits, and find out my complete credit score so that I can show the credit scores up front. I do not want any free credit reports. I want something complete which includes my all the three scores. I want something like the one that a bank would get. Where would I get it? I do not mind paying 40–50bucks for that.””
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Is there any nz loan sharks for a unsecured loan of 5000?
i have bad credit and need to get some cash to fix my car and buy my baby some stuff.obviously i live in new zealand and want to know if anyone knows where i can get some financial help. paying it back isnt a problem. please nothing from overseas unless they can really help me thanks
“”
Is 708 a decent credit score?
My credit score is 708. I would like to know if it is a decent score. Also, if it is, do you think that I could get a ten thousand dollar loan from a company that checks the experian credit agency. Thank you in advance for your answers.””
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How can I get a free/very cheap credit report?
I know that freecreditreport.com is the one that comes to mind, but I heard it actually costs a pretty penny… also, what information do you need for a credit check? Just social security number?””
“”
What’s the easiest way to get a good loan?
Looking for a loan of 50,000USD where to get such a loan, payback over years and no collateral? Let me know guys””
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My credit score is 708. My husband’s is 696. We want to apply for a house loan by 12/01/09.?
I have 2 major credit cards. One limit is 2400 and one is 750. I owe 640 on one and 2200 on the other. Then we have a car payment and thats it. Nothing else.
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“”3 months ago, I was 25 days late on several of my credit cards. Why did only one of them lower my credit line?””
Three months ago, I was having some money troubles and could not pay my bills. I had 6 credit cards with around 90% of my credit line used on each one. I also had a Firestone credit card with a $1800 line of credit and a balance of around $1200. I paid my credit card bills 25 days late. My 6 credit cards still have the same line of credit, but the Firestone credit card lowered my credit line to $1200 right when it was counted as late. Will my 6 credit cards lower their line of credit as well? It’s been three months and I have been paying all my bills on time. Since money is still a little tight, I have been paying the minimum payment plus purchases I make on each card thus lowering my balances little by little. Last week, I pulled up my free credit report and it says that in the past 12 months I have payed my credit cards on time. When do they count as being late?””
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Have you heard of first payment default on an auto loan? I was told it won’t affect my credit.?
I wanted to know will first payment default on an auto loan affect my credit if I take the car back and leave the keys?
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Can i get a loan with a credit score of 554?

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Where can I find or purchase a database of all Homeowners Associations in Texas?
Looking for names and addresses to all homeowners associaiton offices or managment companies in Texas, if such data exists.””
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Is it possible to file bankruptcy because of student loans?
Information on private or Federal loans is appriciated. How would this affect a cosigner?
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Is a 401k loan a secured debt?
I filed an offer in compromise (OIC), with the IRS, on behalf of a client. On their financial statement (form 433(a)(OIC)) I included loan repayment against a 401(k) as an expense. They rejected the OIC, saying the 401(k) loan is an unsecured debt. I say the 401(k) plan is collateral against the loan, therefore it is a secured debt. Who is correct?””
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Help 1099 mortgage loan?
Ok. He gets paid by the hour. They supply him with work everyday. He has company cards (lowes, home depot) that he buys material with. He turns in receipts from lowes and home depot but not from his own expense. He has not gone without work since he has been there so I am not sure whether they would find hom something or not…””
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“I want to know what can i do if i never pay my credit cards bills and now i would like to fix my credit?

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